- Prepare for the costs of being a homeowner.
- Use a mortgage calculator to estimate potential monthly payments.
- Find out how credit scores can affect mortgage interest rates.
- Calculate your debt-to-income ratio. The lower it is the better for you and your mortgage.
Loan & Credit Decision
- Meet with us to discuss loan options.
- Learn about the importance of prequalifying.
- Receive a loan estimate.
- Verify your income and assets
Final Steps For Closing
- Receive an overview of the appraisal and inspection process.
- Confirm your closing estimate reflects what you discussed with us.
Your New Home
- Schedule your closing.
- Carefully review forms.
- Create a timeline for your move.